Thursday, July 16, 2009

Cheating Scam...

I got an email from my Papa Sonny Majid. He reminded me that there is this thing going on. The scam is no longer just an email to everyone but has upgraded to SMS and calls confirming that you actually won a god-send lottery. The story itself is self explanatory. Just note that nothing in this world comes so easily. Do not wonder and do not respond to any such fairy tales in your email / SMS to avoid being con.

New Scam Tactic, be alert !

Any cheque banked in into your account need a few day to transact. Although the amount appeared in your account, but it is still pending for clearance. The person who issued the cheque can cancel the cheque any time!

A few days ago, one of my friends received a SMS with the message: You've strike 1st prize with a prize money of RMB 200,000 cash. The SMS came with a contact number. My friend ignored it since he had heard of too many bogus scams using similar tactics. After a short while his handphone rang, a...

Miss Fang asked: "Sir, have you received a sms telling you that you've strike 1st prize?"
My friend answered: "Yes, I have"
Miss Fang: "Please let us have your bank account number so that we can deposit the money into your account."

My friend thought, why not, let's see what you can do. My friend has a buddy who works in that bank. Hence, he gave her his account number. Ten minutes later, my friend's handphone started ringing again.

Miss Fang said: "Sir, we have deposited the prize money into your account, please check and verify."

My friend checked using his handphone and found that RMB 200,000 was really deposited into his account. He was euphoric, just like he is RMB 200,000 richer!

30 minutes later, Miss Fang called again. She was crying: "I'm sorry sir, I made a mistake, I forgot to deduct the tax before I deposited the prize money. 20% of RMB 200,000 equals to RMB 40,000. Now the company wants me to reimburse the money. Can you please return the RMB 40,000 tax? I beg you."

My friend thought for a while and felt pity for the lady. Thinking of the money in his bank account, he went to the bank. Suddenly he thought of his buddy working in that bank and decided to ask his buddy to double check and confirm for him first. Upon checking, his buddy found out that the money was deposited using a cheque of a different bank. Even though the cheque was deposited but the actual amount of money can't be transferred into his account on the same day. If the other party decided to cancel the cheque, then he'll not get this RMB 200,000. My friend was shocked. He almost lost RMB 40,000.

Before my friend left for home that day, the cheque was actually cancelled. If not for his buddy, if not for him being a professional or if he was scare of letting others know of striking the prize then this bogus scam would be successful.

This is a true story, please beware. Future scams could be even better planned.